Appraisal services for Rockford and Winnebago County homeowners

See the top reasons IL homeowners call on A4 Appraisal Professional Corp.:

Pre-listing appraisals (whether you're using a real estate agent or selling the home on your own)
To challenge a IL property tax assessment
To cut a mortgage payments by removing PMI
To reinstate their Home Equity Line of Credit (or HELOC)
To review a different appraiser's report for verification
In the case of a IL divorce, where real estate needs to be divided
Settle an estate in IL by determining the true market value of real estate in question

Need help determining the value of your house in or near Rockford, IL?
Contact A4 Appraisal Professional Corp..

We at A4 Appraisal Professional Corp. understand the individual needs of a homeowner in need of appraisal services. Our regular business clients understand the appraisal process and the customary reporting formats. But as a general consumer,we'll be sure you get extra guidance and explanations through the appraisal process to more fully understand what we do and how we document the results of our analysis.

For Sale By Owner/Pre-Listing Services

Since you have an emotional attachment to your house, it's often very hard to be objective about it. The professional appraisers at A4 Appraisal Professional Corp. will tell you what you need to know -- not just what you want to hear. We are objective. A professional appraisal is a very important negotiating tool once you have a likely buyer, in addition to helping you set a realistic price to sell at so your home will attract buyers. The appraisal is something concrete to show your buyer. The appraisal is an independent third party's opinion of your home's price, not just how much you think your home is worth. Interested buyers assume you have an emotional attachment to your house and will be more likely to give credibility to a seasoned appraiser's value opinion than yours.

Need to remove PMI?

A preferred way to save money for homeowners is to get the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan amount is below 80% of the value of your property. In most cases you can apply to the lender to have the PMI removed from your loan. A4 Appraisal Professional Corp. is qualified in helping folks just like you get rid of unneeded and unwanted PMI insurance.

Challenge property tax assessments

Your local tax assessor may have your house overvalued if you live in a local area that is going down or not appreciating as much as other homes nearby. This means you're probably paying higher taxes than you should be paying. The earlier you take care of things like this, the better, since your property assessment may likely go up again in the next period. When challenging your property tax assessment, getting an appraisal from A4 Appraisal Professional Corp. is your #1 weapon.

Recently got a freeze your HELOC?

Even if your specific property has not declined in value, your lender might just decide to automatically freeze your home equity line of credit (HELOC) if your home is in a declining area. This can be be detrimental to your credit score since it may appear as though that credit line is maxed out, and also unsuitable from a cash flow point of view. A4 Appraisal Professional Corp. can help you reinstate your HELOC.

Do You Need Field and Desktop Appraisal Review Services?

Would you wish a second opinion without the added expense and delay of waiting for a whole new appraisal? Or do you want a professional to double-check your appraisal for accuracy? An appraiser from A4 Appraisal Professional Corp. can go out and check the subject and comps in question in a field review. Or, if you need it immediately, we can provide you with a desk review and verify as many facts as we can using online data sources as well as our own files.

Do you need a retrospective review of an appraisal? A4 Appraisal Professional Corp. can help you with that. While typically requested by banks, you may need to make use of this service if you suspect mortgage fraud related to your property.